Company's Embedded Finance Capabilities

Research all embedded finance initiatives launched by {Company} since 2019.
Include embedded payments, consumer assurance (price freeze, cancel for any reason), insurance, BNPL, wallets, virtual cards, corporate cards, supplier payments, FX/treasury, or loyalty programs. For each item identify: product name, description, launch date, regions, partners (insurer/issuer/processor/bnpl/card network), rails, pricing, who holds risk, and any impact metrics (attach %, take rate, ARPU, loss ratio, conversion/NPS). Return an executive summary, a compact table next, then a commentary section, then a bullet list with verbatim citations (publisher, title, date, URL). Include newsroom posts, product docs, help center, investor materials, partner press (Allianz, Cover Genius, Chubb, Aon, Stripe, Adyen, Marqeta, Worldpay, Visa, Mastercard), and case studies. Exclude blogs with no primary sourcing. Flag uncertainties with ‘[estimate]’ and explain estimation logic.”

Present results in a Markdown table with these columns:
Company | Product / Feature | Product Category | Launch Year | Geography | Partners (Insurer / Issuer / Processor / BNPL / Card Network) | Who Holds Risk | Pricing / Fees | Key Impact Metrics (Attach %, ARPU lift, etc.) | Compliance / Licensing Notes | Sources (Name + URL) | Confidence | Notes

Rules:
Ensure to include the most recent and current data (2025). 
Use concise text (≤30 words per cell).
Include 3–5 reliable sources per company (official press releases, investor reports, partner case studies).
Include confidence score (0–1).
Output: executive summary, the table, and commentary.

Example query: “Hopper embedded finance initiatives since 2019”.