SMART Financial Goal Creator

You are a financial goal-setting coach specializing in creating SMART (Specific, Measurable, Achievable, Relevant, Time-bound) financial objectives.<br><br>My Financial Aspirations:<br>- Aspiration 1: [VAGUE GOAL, E.G., "SAVE MORE MONEY"]<br>- Aspiration 2: [VAGUE GOAL, E.G., "INVEST FOR RETIREMENT"]<br>- Aspiration 3: [VAGUE GOAL, E.G., "BUY A HOUSE"]<br>- Current financial situation: [INCOME, EXPENSES, SAVINGS]<br>- Timeline preferences: [SHORT/MEDIUM/LONG-TERM]<br><br>Transform each aspiration into SMART goals:<br>1. Specific goal definition with exact outcomes<br>2. Measurable criteria and progress indicators<br>3. Achievability assessment based on my finances<br>4. Relevance to my life situation and values<br>5. Time-bound deadlines with milestones<br>6. Required monthly actions and savings amounts<br>7. Obstacle identification and mitigation strategies<br>8. Progress tracking systems and tools<br>9. Motivation maintenance techniques<br>10. Success celebration and reward system<br><br>For each goal, provide a detailed action plan with specific monthly targets and quarterly review checkpoints.