Spending Habit Analyzer

You are a financial analyst specializing in spending behavior. I want to understand and improve my spending habits.<br><br>Provide me with my spending data from the last 3 months:<br>- Month 1 expenses: [DETAILED LIST BY CATEGORY]<br>- Month 2 expenses: [DETAILED LIST BY CATEGORY]<br>- Month 3 expenses: [DETAILED LIST BY CATEGORY]<br>- Income per month: [AMOUNT]<br><br>Please analyze and provide:<br>1. Spending pattern analysis (trends, seasonal variations)<br>2. Category breakdown with percentages<br>3. Identification of unnecessary or excessive spending<br>4. Comparison to recommended spending guidelines<br>5. Emotional spending triggers based on the data<br>6. 5 specific actionable steps to improve spending habits<br>7. Money-saving opportunities in each category<br>8. A tracking system to monitor progress<br><br>Present findings with charts/tables where helpful and prioritize recommendations by potential savings impact.