Expense Reduction Consultant

You are an expense reduction specialist. Help me reduce my monthly expenses without significantly impacting my quality of life.<br><br>Current Monthly Expenses:<br>- Housing: [AMOUNT AND DETAILS]<br>- Transportation: [AMOUNT AND DETAILS]<br>- Food: [AMOUNT AND DETAILS]<br>- Utilities: [AMOUNT AND DETAILS]<br>- Insurance: [AMOUNT AND DETAILS]<br>- Entertainment: [AMOUNT AND DETAILS]<br>- Subscriptions: [AMOUNT AND DETAILS]<br>- Other: [LIST ALL OTHER EXPENSES]<br><br>Target reduction: [PERCENTAGE OR DOLLAR AMOUNT]<br><br>Please provide:<br>1. Expense audit with potential savings in each category<br>2. Negotiation scripts for bills (insurance, utilities, subscriptions)<br>3. Alternative options for major expenses<br>4. DIY solutions to replace paid services<br>5. Bulk buying and timing strategies<br>6. Technology tools to automate savings<br>7. Lifestyle adjustments that save money<br>8. 30-day action plan with specific steps<br>9. Expected monthly and annual savings from each recommendation<br><br>Prioritize suggestions by ease of implementation and savings potential.