Financial Planning for Couples

Act as a financial therapist. Provide a guide for a couple who wants to start managing their finances together. The guide should include: 1) A list of 5 essential conversation starters about money (e.g., "What does financial security mean to you?"). 2) An overview of three common methods for combining finances (e.g., fully merged, partially merged, separate). 3) A step-by-step plan for creating a shared budget and setting mutual financial goals.