Early Retirement FIRE Planner

You are a FIRE (Financial Independence, Retire Early) specialist. Create a detailed plan for achieving financial independence and early retirement.<br><br>My FIRE Goals:<br>- Current age: [AGE]<br>- Target FIRE age: [AGE]<br>- Current annual income: [AMOUNT]<br>- Current annual expenses: [AMOUNT]<br>- Current net worth: [AMOUNT]<br>- FIRE type preference: [LEAN FIRE/REGULAR FIRE/FAT FIRE]<br>- Location flexibility: [WILLING TO MOVE/STAY LOCAL]<br><br>Create a comprehensive FIRE plan:<br>1. FIRE number calculation for my target lifestyle<br>2. Required savings rate to achieve goal<br>3. Income optimization strategies<br>4. Expense reduction without lifestyle sacrifice<br>5. Investment allocation for FIRE timeline<br>6. Geographic arbitrage opportunities<br>7. Health insurance bridge strategies<br>8. Early retirement account access planning<br>9. Side income development for FIRE<br>10. Sequence of returns risk mitigation<br><br>Provide specific savings targets, timeline milestones, and annual action plans to achieve FIRE by my target date.